Life insurance, annuities, final expense, and supplemental coverage to protect what matters most. I’ll help you find the right fit — no pressure, just honest guidance.
Life insurance isn’t one-size-fits-all. I’ll explain the differences and help you choose what fits your goals and budget.
Protection for a specific period (10, 20, or 30 years). Most affordable option for young families. Pays a death benefit if you pass away during the term. No cash value.
Best for: Income replacement, mortgage protection, young families on a budget.
Permanent protection that lasts your entire life. Builds cash value you can borrow against. Fixed premiums that never increase. Guaranteed death benefit.
Best for: Estate planning, leaving a legacy, those who want permanent protection.
Smaller whole life policies ($5,000–$50,000) designed to cover funeral costs and final expenses. Simplified underwriting — often no medical exam. Guaranteed acceptance options available.
Best for: Seniors who want to leave money for funeral costs and avoid burdening family.
Flexible permanent life insurance with adjustable premiums and death benefit. Builds cash value with potential for growth. Options for tax-advantaged retirement income.
Best for: Those who want flexibility and cash value accumulation.
Turn your savings into a paycheck you can’t outlive.
Guaranteed interest rate. Your principal is protected from market loss. Predictable growth and safe retirement income.
Interest tied to a market index (like S&P 500) with downside protection. Potential for higher returns with no risk of market loss.
Convert a lump sum into guaranteed monthly income for life. Starts paying within 30 days to one year.
Additional protection beyond traditional health and life insurance.
Standalone plans for cleanings, exams, glasses, contacts, hearing aids, and more. Not just for Medicare — available for all ages.
Lump-sum cash benefit if diagnosed with cancer, heart attack, stroke, or other specified illnesses. Use it however you want — medical bills, mortgage, living expenses.
Cash benefit for each day you’re hospitalized. Helps cover deductibles, copays, and out-of-pocket expenses that insurance doesn’t pay.
Cash benefit for injuries from accidents. Covers ER visits, fractures, stitches, and more. Pays directly to you.
I represent multiple carriers — Humana, Aetna, UHC, Mutual of Omaha, and more. I’ll recommend the plan that fits you, not the one that pays me most.
My consultations and quotes are always free. The insurance company pays my commission. You never pay me a dime.
Need help with a claim? Have a question about your policy? Call my cell at (337) 707-0137 — I’ll answer, not a call center.
Free consultation. No pressure. Let’s talk about what matters to you.